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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,264 | $102,422-80.2% | $147,117-86.2% | $80,959-75.0% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.7%+20.3pp |
| Annual return | 15.55% | 135.16%-119.6pp | 420.54%-405.0pp | 35.67%-20.1pp |
| Employer contribution / active EE | $3,510 | $3,717-5.6% | $4,932-28.8% | $2,757+27.3% |
| Participant deferral / active EE | $6,144 | $6,652-7.6% | $8,065-23.8% | $4,300+42.9% |
| Admin fee / account holder | $4,858 | $7,953-38.9% | $12,993-62.6% | $6,925-29.9% |