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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,154 | $109,872-61.6% | $98,483-57.2% | $167,536-74.8% |
| Participation rate | 50.0% | 75.8%-25.8pp | 73.3%-23.3pp | 82.1%-32.1pp |
| Annual return | 17.18% | 1959.31%-1942.1pp | 1494.38%-1477.2pp | 478.82%-461.6pp |
| Employer contribution / active EE | $1,314 | $3,225-59.3% | $2,961-55.6% | $4,839-72.8% |
| Participant deferral / active EE | $7,254 | $4,673+55.2% | $4,276+69.6% | $6,342+14.4% |
| Admin fee / account holder | $100 | $6,757-98.5% | $5,953-98.3% | $12,315-99.2% |