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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,596 | $92,743-56.2% | $82,744-50.9% | $134,532-69.8% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -18.39% | 946.63%-965.0pp | 702.22%-720.6pp | 418.27%-436.7pp |
| Employer contribution / active EE | $1,376 | $3,273-57.9% | $3,008-54.2% | $4,741-71.0% |
| Participant deferral / active EE | $1,720 | $4,802-64.2% | $4,395-60.9% | $6,401-73.1% |
| Admin fee / account holder | $156 | $5,977-97.4% | $5,325-97.1% | $11,429-98.6% |