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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,806 | $94,439-70.6% | $73,658-62.3% | $154,746-82.0% |
| Participation rate | 23.8% | 64.7%-40.9pp | 57.0%-33.2pp | 80.7%-56.9pp |
| Annual return | 17.38% | 28.25%-10.9pp | 29.72%-12.3pp | 172.34%-155.0pp |
| Employer contribution / active EE | $174 | $1,257-86.2% | $1,032-83.2% | $4,379-96.0% |
| Participant deferral / active EE | $2,107 | $2,527-16.6% | $2,062+2.2% | $6,730-68.7% |
| Admin fee / account holder | $448 | $3,843-88.3% | $3,357-86.6% | $14,365-96.9% |