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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,806 | $174,018-84.0% | $136,833-79.7% | $198,609-86.0% |
| Participation rate | 23.8% | 65.1%-41.3pp | 59.0%-35.2pp | 82.4%-58.6pp |
| Annual return | 17.38% | 35.16%-17.8pp | 35.32%-17.9pp | 202.70%-185.3pp |
| Employer contribution / active EE | $174 | $1,571-89.0% | $1,319-86.8% | $5,055-96.6% |
| Participant deferral / active EE | $2,107 | $2,873-26.7% | $2,441-13.7% | $6,977-69.8% |
| Admin fee / account holder | $448 | $5,434-91.8% | $4,706-90.5% | $19,030-97.6% |