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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,648 | $48,118-88.3% | $136,833-95.9% | $94,015-94.0% |
| Participation rate | 62.2% | 47.4%+14.8pp | 59.0%+3.1pp | 70.8%-8.7pp |
| Annual return | 28.27% | 14.65%+13.6pp | 35.32%-7.0pp | 17.84%+10.4pp |
| Employer contribution / active EE | $607 | $821-26.1% | $1,319-54.0% | $2,790-78.3% |
| Participant deferral / active EE | $1,474 | $1,651-10.7% | $2,441-39.6% | $4,249-65.3% |
| Admin fee / account holder | $23 | $3,059-99.2% | $4,706-99.5% | $8,951-99.7% |