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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,827 | $160,028-14.5% | $147,080-7.0% | $145,884-6.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.76% | 98.60%-79.8pp | 420.17%-401.4pp | 551.85%-533.1pp |
| Employer contribution / active EE | $22,240 | $5,286+320.8% | $4,933+350.8% | $4,662+377.0% |
| Participant deferral / active EE | $4,150 | $8,422-50.7% | $8,066-48.6% | $6,690-38.0% |
| Admin fee / account holder | $544 | $15,030-96.4% | $12,989-95.8% | $13,392-95.9% |