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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,988 | $138,114-55.1% | $125,391-50.6% | $134,545-53.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.70% | 750.88%-764.6pp | 572.41%-586.1pp | 418.37%-432.1pp |
| Employer contribution / active EE | $420 | $5,246-92.0% | $4,816-91.3% | $4,742-91.1% |
| Participant deferral / active EE | $9,450 | $7,801+21.1% | $7,448+26.9% | $6,401+47.6% |
| Admin fee / account holder | $20,471 | $11,570+76.9% | $10,009+104.5% | $11,431+79.1% |