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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,793 | $155,555+2.1% | $146,866+8.1% | $155,188+2.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.11% | 115.41%-95.3pp | 102.85%-82.7pp | 148.84%-128.7pp |
| Employer contribution / active EE | $6,945 | $4,647+49.5% | $4,425+57.0% | $4,248+63.5% |
| Participant deferral / active EE | $13,163 | $8,044+63.6% | $7,759+69.6% | $6,531+101.5% |
| Admin fee / account holder | $340 | $14,755-97.7% | $13,620-97.5% | $14,480-97.7% |