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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,346 | $138,114-77.3% | $125,391-75.0% | $134,545-76.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.31% | 750.88%-777.2pp | 572.41%-598.7pp | 418.37%-444.7pp |
| Employer contribution / active EE | $6,975 | $5,246+33.0% | $4,816+44.8% | $4,742+47.1% |
| Participant deferral / active EE | $22,635 | $7,801+190.2% | $7,448+203.9% | $6,401+253.6% |
| Admin fee / account holder | $1,480 | $11,570-87.2% | $10,009-85.2% | $11,431-87.0% |