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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,397 | $175,257-77.5% | $149,717-73.7% | $139,456-71.7% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 28.85% | 166.70%-137.9pp | 134.41%-105.6pp | 373.45%-344.6pp |
| Employer contribution / active EE | $2,698 | $5,477-50.7% | $4,820-44.0% | $4,753-43.2% |
| Participant deferral / active EE | $4,581 | $6,521-29.8% | $5,682-19.4% | $6,711-31.8% |
| Admin fee / account holder | $462 | $16,156-97.1% | $13,213-96.5% | $11,407-96.0% |