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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,035 | $209,425-82.3% | $178,499-79.3% | $158,966-76.7% |
| Participation rate | 46.2% | 86.4%-40.2pp | 81.9%-35.8pp | 82.0%-35.8pp |
| Annual return | 36.25% | 188.80%-152.5pp | 151.10%-114.9pp | 302.95%-266.7pp |
| Employer contribution / active EE | $2,690 | $5,707-52.9% | $5,011-46.3% | $4,762-43.5% |
| Participant deferral / active EE | $5,032 | $5,955-15.5% | $5,202-3.3% | $5,983-15.9% |
| Admin fee / account holder | $1,131 | $17,078-93.4% | $13,986-91.9% | $11,250-89.9% |