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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,697 | $185,312-87.2% | $161,489-85.3% | $154,746-84.7% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 17.02% | 103.84%-86.8pp | 89.72%-72.7pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,481 | $4,769-69.0% | $4,268-65.3% | $4,379-66.2% |
| Participant deferral / active EE | $4,914 | $6,350-22.6% | $5,630-12.7% | $6,730-27.0% |
| Admin fee / account holder | $7,970 | $18,654-57.3% | $16,006-50.2% | $14,365-44.5% |