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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,898 | $176,105-85.3% | $159,474-83.8% | $167,536-84.5% |
| Participation rate | 71.4% | 85.0%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 17.11% | 331.91%-314.8pp | 263.68%-246.6pp | 478.82%-461.7pp |
| Employer contribution / active EE | $2,024 | $5,299-61.8% | $4,831-58.1% | $4,839-58.2% |
| Participant deferral / active EE | $3,628 | $7,751-53.2% | $7,353-50.7% | $6,342-42.8% |
| Admin fee / account holder | $978 | $12,559-92.2% | $10,802-90.9% | $12,315-92.1% |