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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,793 | $138,102-77.0% | $125,381-74.6% | $134,532-76.4% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | 65.08% | 750.73%-685.6pp | 572.31%-507.2pp | 418.27%-353.2pp |
| Employer contribution / active EE | $2,624 | $5,245-50.0% | $4,815-45.5% | $4,741-44.7% |
| Participant deferral / active EE | $4,970 | $7,801-36.3% | $7,448-33.3% | $6,401-22.3% |
| Admin fee / account holder | $439 | $11,568-96.2% | $10,007-95.6% | $11,429-96.2% |