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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,104 | $74,535-55.6% | $100,712-67.1% | $82,637-59.9% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 19.97% | 18.92%+1.0pp | 33.27%-13.3pp | 53.51%-33.5pp |
| Employer contribution / active EE | $4,385 | $1,503+191.8% | $2,313+89.6% | $2,552+71.8% |
| Participant deferral / active EE | $5,464 | $3,074+77.8% | $4,085+33.8% | $4,126+32.4% |
| Admin fee / account holder | $944 | $6,576-85.6% | $9,256-89.8% | $7,339-87.1% |