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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,775 | $71,215-61.0% | $93,696-70.4% | $80,935-65.7% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 14.62% | 11.27%+3.4pp | 133.74%-119.1pp | 35.66%-21.0pp |
| Employer contribution / active EE | $4,063 | $1,565+159.6% | $2,422+67.8% | $2,757+47.4% |
| Participant deferral / active EE | $5,572 | $4,037+38.0% | $4,417+26.2% | $4,299+29.6% |
| Admin fee / account holder | $815 | $6,958-88.3% | $8,287-90.2% | $6,924-88.2% |