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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,280 | $107,944+4.9% | $91,994+23.1% | $152,885-25.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 13.49% | 89.26%-75.8pp | 69.03%-55.5pp | 345.39%-331.9pp |
| Employer contribution / active EE | $7,456 | $4,210+77.1% | $3,452+116.0% | $4,763+56.5% |
| Participant deferral / active EE | $13,306 | $6,365+109.0% | $5,923+124.6% | $5,851+127.4% |
| Admin fee / account holder | $6,918 | $10,521-34.2% | $7,743-10.7% | $11,598-40.4% |