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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,421 | $105,856-53.3% | $90,161-45.2% | $147,586-66.5% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | -14.83% | 37.63%-52.5pp | 34.89%-49.7pp | 578.59%-593.4pp |
| Employer contribution / active EE | $3,650 | $4,126-11.5% | $3,318+10.0% | $4,876-25.1% |
| Participant deferral / active EE | $8,843 | $5,733+54.3% | $5,287+67.2% | $5,439+62.6% |
| Admin fee / account holder | $21 | $8,046-99.7% | $5,943-99.6% | $10,886-99.8% |