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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,985 | $148,629+63.5% | $135,982+78.7% | $139,487+74.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.14% | 79.33%-58.2pp | 68.32%-47.2pp | 373.84%-352.7pp |
| Employer contribution / active EE | $5,756 | $5,247+9.7% | $4,859+18.5% | $4,755+21.1% |
| Participant deferral / active EE | $19,143 | $8,102+136.3% | $7,760+146.7% | $6,713+185.2% |
| Admin fee / account holder | $931 | $12,406-92.5% | $10,767-91.4% | $11,407-91.8% |