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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,985 | $148,558+63.6% | $135,925+78.8% | $139,427+74.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.14% | 79.22%-58.1pp | 68.25%-47.1pp | 373.27%-352.1pp |
| Employer contribution / active EE | $5,756 | $5,244+9.8% | $4,857+18.5% | $4,752+21.1% |
| Participant deferral / active EE | $19,143 | $8,101+136.3% | $7,759+146.7% | $6,711+185.3% |
| Admin fee / account holder | $931 | $12,401-92.5% | $10,764-91.4% | $11,404-91.8% |