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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,025 | $138,114+30.3% | $125,391+43.6% | $134,545+33.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.85% | 750.88%-762.7pp | 572.41%-584.3pp | 418.37%-430.2pp |
| Employer contribution / active EE | $5,861 | $5,246+11.7% | $4,816+21.7% | $4,742+23.6% |
| Participant deferral / active EE | $18,089 | $7,801+131.9% | $7,448+142.9% | $6,401+182.6% |
| Admin fee / account holder | $750 | $11,570-93.5% | $10,009-92.5% | $11,431-93.4% |