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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,416 | $180,749+8.7% | $160,784+22.2% | $137,256+43.1% |
| Participation rate | 70.0% | 80.0%-10.0pp | 77.0%-7.0pp | 80.0%-10.0pp |
| Annual return | 15.50% | 2234.46%-2219.0pp | 1803.92%-1788.4pp | 220.34%-204.8pp |
| Employer contribution / active EE | $2,545 | $4,155-38.8% | $3,733-31.8% | $4,156-38.8% |
| Participant deferral / active EE | $11,266 | $6,844+64.6% | $6,293+79.0% | $6,407+75.8% |
| Admin fee / account holder | $873 | $10,397-91.6% | $9,717-91.0% | $12,270-92.9% |