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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,045 | $115,911-68.0% | $100,530-63.2% | $158,950-76.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 16.57% | 34.80%-18.2pp | 30.89%-14.3pp | 302.91%-286.3pp |
| Employer contribution / active EE | $6,580 | $4,104+60.3% | $3,418+92.5% | $4,762+38.2% |
| Participant deferral / active EE | $7,055 | $6,676+5.7% | $6,271+12.5% | $5,983+17.9% |
| Admin fee / account holder | $1,754 | $10,999-84.1% | $8,083-78.3% | $11,248-84.4% |