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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,045 | $115,917-68.0% | $100,535-63.2% | $158,982-76.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 16.57% | 34.80%-18.2pp | 30.90%-14.3pp | 302.99%-286.4pp |
| Employer contribution / active EE | $6,580 | $4,105+60.3% | $3,419+92.5% | $4,763+38.2% |
| Participant deferral / active EE | $7,055 | $6,677+5.7% | $6,271+12.5% | $5,983+17.9% |
| Admin fee / account holder | $1,754 | $11,002-84.1% | $8,085-78.3% | $11,252-84.4% |