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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,714 | $107,944-40.0% | $91,994-29.7% | $152,885-57.7% |
| Participation rate | 50.0% | 81.2%-31.2pp | 78.6%-28.6pp | 82.5%-32.5pp |
| Annual return | 49.51% | 89.26%-39.7pp | 69.03%-19.5pp | 345.39%-295.9pp |
| Employer contribution / active EE | $8,936 | $4,210+112.2% | $3,452+158.9% | $4,763+87.6% |
| Participant deferral / active EE | $8,936 | $6,365+40.4% | $5,923+50.9% | $5,851+52.7% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,743-100.0% | $11,598-100.0% |