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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,765 | $124,425-90.5% | $112,040-89.5% | $137,256-91.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.18% | 24.72%-12.5pp | 24.52%-12.3pp | 220.34%-208.2pp |
| Employer contribution / active EE | $830 | $3,411-75.7% | $2,954-71.9% | $4,156-80.0% |
| Participant deferral / active EE | $1,737 | $5,718-69.6% | $5,098-65.9% | $6,407-72.9% |
| Admin fee / account holder | $5,345 | $15,207-64.9% | $12,098-55.8% | $12,270-56.4% |