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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,547 | $82,674-54.6% | $125,363-70.0% | $68,495-45.2% |
| Participation rate | 80.9% | 75.0%+5.8pp | 82.4%-1.5pp | 67.9%+13.0pp |
| Annual return | -8.23% | -5.97%-2.3pp | 572.15%-580.4pp | -7.84%-0.4pp |
| Employer contribution / active EE | $6,714 | $3,382+98.5% | $4,815+39.4% | $2,596+158.6% |
| Participant deferral / active EE | $9,787 | $6,111+60.2% | $7,447+31.4% | $4,028+143.0% |
| Admin fee / account holder | $1,455 | $6,276-76.8% | $10,005-85.5% | $5,403-73.1% |