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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,236 | $157,296-88.4% | $141,191-87.1% | $152,897-88.1% |
| Participation rate | 73.3% | 84.8%-11.5pp | 82.5%-9.1pp | 82.5%-9.1pp |
| Annual return | 28.45% | 64.34%-35.9pp | 71.41%-43.0pp | 345.43%-317.0pp |
| Employer contribution / active EE | $4,208 | $5,262-20.0% | $4,736-11.1% | $4,764-11.7% |
| Participant deferral / active EE | $5,082 | $7,111-28.5% | $6,710-24.3% | $5,851-13.1% |
| Admin fee / account holder | $5,873 | $12,125-51.6% | $10,264-42.8% | $11,599-49.4% |