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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,329 | $64,716+16.4% | $112,258-32.9% | $68,495+10.0% |
| Participation rate | 84.2% | 67.2%+17.1pp | 75.1%+9.1pp | 67.9%+16.3pp |
| Annual return | -12.02% | -11.40%-0.6pp | 27.47%-39.5pp | -7.84%-4.2pp |
| Employer contribution / active EE | $611 | $2,746-77.8% | $3,636-83.2% | $2,596-76.5% |
| Participant deferral / active EE | $3,521 | $3,565-1.3% | $4,728-25.5% | $4,028-12.6% |
| Admin fee / account holder | $913 | $5,232-82.5% | $6,411-85.8% | $5,403-83.1% |