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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,685 | $65,361+12.7% | $92,903-20.7% | $72,983+1.0% |
| Participation rate | 93.5% | 68.3%+25.2pp | 76.0%+17.5pp | 69.5%+24.1pp |
| Annual return | 18.58% | 42.11%-23.5pp | 109.43%-90.9pp | 81.01%-62.4pp |
| Employer contribution / active EE | $544 | $2,594-79.0% | $3,653-85.1% | $2,440-77.7% |
| Participant deferral / active EE | $3,236 | $3,128+3.4% | $4,238-23.6% | $3,608-10.3% |
| Admin fee / account holder | $916 | $4,251-78.5% | $5,795-84.2% | $5,124-82.1% |