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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,126 | $82,678-41.8% | $125,391-61.6% | $68,490-29.7% |
| Participation rate | 87.5% | 75.1%+12.4pp | 82.4%+5.1pp | 67.9%+19.6pp |
| Annual return | -19.10% | -5.97%-13.1pp | 572.41%-591.5pp | -7.85%-11.2pp |
| Employer contribution / active EE | $7,428 | $3,382+119.6% | $4,816+54.3% | $2,597+186.1% |
| Participant deferral / active EE | $14,071 | $6,111+130.2% | $7,448+88.9% | $4,028+249.4% |
| Admin fee / account holder | $1,899 | $6,277-69.8% | $10,009-81.0% | $5,403-64.9% |