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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,804 | $98,776-36.4% | $149,745-58.1% | $79,856-21.4% |
| Participation rate | 87.5% | 75.8%+11.7pp | 82.5%+5.0pp | 69.6%+17.9pp |
| Annual return | 21.00% | 27.38%-6.4pp | 276.72%-255.7pp | 31.71%-10.7pp |
| Employer contribution / active EE | $5,398 | $3,217+67.8% | $4,646+16.2% | $2,471+118.4% |
| Participant deferral / active EE | $12,137 | $5,681+113.6% | $6,843+77.4% | $3,741+224.5% |
| Admin fee / account holder | $5,619 | $6,053-7.2% | $9,312-39.7% | $5,306+5.9% |