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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,377 | $105,210-47.4% | $159,487-65.3% | $85,851-35.5% |
| Participation rate | 86.0% | 75.8%+10.3pp | 82.8%+3.2pp | 69.3%+16.7pp |
| Annual return | 18.77% | 45.08%-26.3pp | 263.71%-244.9pp | 318.63%-299.9pp |
| Employer contribution / active EE | $6,272 | $3,319+89.0% | $4,831+29.8% | $2,565+144.5% |
| Participant deferral / active EE | $11,613 | $5,946+95.3% | $7,354+57.9% | $3,952+193.8% |
| Admin fee / account holder | $16,749 | $6,934+141.5% | $10,804+55.0% | $6,261+167.5% |