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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,395 | $54,370-53.3% | $82,763-69.3% | $68,490-62.9% |
| Participation rate | 76.5% | 63.9%+12.5pp | 72.6%+3.9pp | 67.9%+8.6pp |
| Annual return | -17.81% | -13.67%-4.1pp | 702.45%-720.3pp | -7.85%-10.0pp |
| Employer contribution / active EE | $5,745 | $2,219+158.9% | $3,008+91.0% | $2,597+121.2% |
| Participant deferral / active EE | $2,003 | $3,247-38.3% | $4,395-54.4% | $4,028-50.3% |
| Admin fee / account holder | $1,240 | $4,398-71.8% | $5,325-76.7% | $5,403-77.1% |