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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,497 | $65,434-65.6% | $98,483-77.2% | $85,847-73.8% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 25.30% | 21.75%+3.6pp | 1494.38%-1469.1pp | 318.61%-293.3pp |
| Employer contribution / active EE | $2,002 | $2,169-7.7% | $2,961-32.4% | $2,565-22.0% |
| Participant deferral / active EE | $0 | $3,168-100.0% | $4,276-100.0% | $3,952-100.0% |
| Admin fee / account holder | $1,730 | $4,595-62.4% | $5,953-70.9% | $6,261-72.4% |