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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,292 | $60,139-67.9% | $90,461-78.7% | $79,856-75.8% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 13.18% | 71.96%-58.8pp | 1294.76%-1281.6pp | 31.71%-18.5pp |
| Employer contribution / active EE | $5,991 | $2,069+189.6% | $3,264+83.6% | $2,471+142.4% |
| Participant deferral / active EE | $1,618 | $2,939-44.9% | $3,964-59.2% | $3,741-56.7% |
| Admin fee / account holder | $663 | $3,978-83.3% | $5,617-88.2% | $5,306-87.5% |