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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,480 | $88,815-25.1% | $81,882-18.8% | $145,897-54.4% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 12.52% | 1033.75%-1021.2pp | 779.47%-767.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,051 | $3,086-65.9% | $2,916-64.0% | $4,663-77.5% |
| Participant deferral / active EE | $3,616 | $4,647-22.2% | $4,323-16.4% | $6,689-45.9% |
| Admin fee / account holder | $8,421 | $8,434-0.2% | $7,360+14.4% | $13,390-37.1% |