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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $39,001 |
Filed as: KESTRA FINANCIAL, INC. Service code 27 · EIN 35-2552359 | Advisory (Plan) | $28,500 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,237 | $82,972+3.9% | $103,374-16.6% | $77,671+11.0% |
| Participation rate | 78.8% | 71.5%+7.3pp | 74.5%+4.3pp | 70.6%+8.2pp |
| Annual return | 18.87% | 19.14%-0.3pp | 24.89%-6.0pp | 31.21%-12.3pp |
| Employer contribution / active EE | $4,168 | $3,554+17.3% | $3,869+7.7% | $2,726+52.9% |
| Participant deferral / active EE | $9,498 | $4,108+131.2% | $5,058+87.8% | $4,648+104.4% |
| Admin fee / account holder | $131 | $639-79.6% | $8,394-98.4% | $430-69.7% |