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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $39,001 |
Filed as: KESTRA FINANCIAL, INC. Service code 27 · EIN 35-2552359 | Advisory (Plan) | $28,500 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,237 | $83,023+3.9% | $102,437-15.8% | $77,762+10.9% |
| Participation rate | 78.8% | 71.5%+7.3pp | 74.5%+4.3pp | 70.6%+8.2pp |
| Annual return | 18.87% | 19.12%-0.3pp | 24.95%-6.1pp | 31.27%-12.4pp |
| Employer contribution / active EE | $4,168 | $3,552+17.3% | $3,871+7.7% | $2,728+52.8% |
| Participant deferral / active EE | $9,498 | $4,110+131.1% | $5,060+87.7% | $4,651+104.2% |
| Admin fee / account holder | $131 | $639-79.6% | $8,388-98.4% | $433-69.8% |