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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,141 | $78,690-78.2% | $161,489-89.4% | $87,485-80.4% |
| Participation rate | 88.5% | 67.5%+21.0pp | 78.7%+9.8pp | 68.9%+19.6pp |
| Annual return | 21.44% | 32.74%-11.3pp | 89.72%-68.3pp | 26.06%-4.6pp |
| Employer contribution / active EE | $2,154 | $2,588-16.8% | $4,268-49.5% | $2,596-17.0% |
| Participant deferral / active EE | $3,263 | $3,311-1.4% | $5,630-42.0% | $4,274-23.6% |
| Admin fee / account holder | $1,004 | $6,724-85.1% | $16,006-93.7% | $7,775-87.1% |