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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,141 | $76,407-77.6% | $150,298-88.6% | $82,448-79.2% |
| Participation rate | 88.5% | 66.4%+22.1pp | 77.8%+10.7pp | 68.1%+20.4pp |
| Annual return | 21.44% | 39.99%-18.6pp | 62.79%-41.3pp | 41.64%-20.2pp |
| Employer contribution / active EE | $2,154 | $2,614-17.6% | $4,154-48.1% | $2,551-15.6% |
| Participant deferral / active EE | $3,263 | $3,214+1.5% | $5,453-40.2% | $4,139-21.2% |
| Admin fee / account holder | $1,004 | $6,352-84.2% | $14,116-92.9% | $7,234-86.1% |