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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,650 | $165,351-28.8% | $149,710-21.4% | $158,931-26.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.72% | 348.19%-340.5pp | 276.63%-268.9pp | 302.86%-295.1pp |
| Employer contribution / active EE | $8,452 | $5,103+65.6% | $4,645+82.0% | $4,761+77.5% |
| Participant deferral / active EE | $16,870 | $7,181+134.9% | $6,842+146.6% | $5,982+182.0% |
| Admin fee / account holder | $1,841 | $10,807-83.0% | $9,309-80.2% | $11,247-83.6% |