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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,650 | $165,399-28.9% | $149,745-21.4% | $158,982-26.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.72% | 348.34%-340.6pp | 276.72%-269.0pp | 302.99%-295.3pp |
| Employer contribution / active EE | $8,452 | $5,105+65.6% | $4,646+81.9% | $4,763+77.5% |
| Participant deferral / active EE | $16,870 | $7,183+134.9% | $6,843+146.5% | $5,983+181.9% |
| Admin fee / account holder | $1,841 | $10,811-83.0% | $9,312-80.2% | $11,252-83.6% |