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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,904 | $154,228+8.9% | $145,433+15.5% | $137,256+22.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 5.48% | 74.59%-69.1pp | 66.58%-61.1pp | 220.34%-214.9pp |
| Employer contribution / active EE | $23,969 | $4,804+398.9% | $4,554+426.3% | $4,156+476.7% |
| Participant deferral / active EE | $45,873 | $8,216+458.3% | $7,897+480.9% | $6,407+616.0% |
| Admin fee / account holder | $288,533 | $14,344+1911.6% | $13,129+2097.7% | $12,270+2251.5% |