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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $23,138 |
QP CONSULTING8 years Filed as: QP CONSULTING, LLC Service code 15 · EIN 47-1771614 | Recordkeeping | $22,515 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,909 | $78,483+52.8% | $106,201+12.9% | $74,546+60.9% |
| Participation rate | 66.7% | 72.8%-6.1pp | 75.3%-8.6pp | 67.2%-0.5pp |
| Annual return | 10.70% | 15.94%-5.2pp | 116.26%-105.6pp | 1366.03%-1355.3pp |
| Employer contribution / active EE | $1,402 | $2,522-44.4% | $3,170-55.8% | $2,624-46.6% |
| Participant deferral / active EE | $3,488 | $4,320-19.3% | $5,012-30.4% | $4,347-19.8% |
| Admin fee / account holder | $248 | $2,236-88.9% | $11,039-97.8% | $1,944-87.2% |