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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,415,520 | $172,111+722.4% | $150,298+841.8% | $137,256+931.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.25% | 69.37%-56.1pp | 62.79%-49.5pp | 220.34%-207.1pp |
| Employer contribution / active EE | $42,419 | $4,636+814.9% | $4,154+921.1% | $4,156+920.7% |
| Participant deferral / active EE | $24,026 | $6,166+289.7% | $5,453+340.6% | $6,407+275.0% |
| Admin fee / account holder | $31,476 | $16,471+91.1% | $14,116+123.0% | $12,270+156.5% |