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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,924 | $138,078+136.8% | $125,363+160.8% | $134,509+143.0% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -17.42% | 750.49%-767.9pp | 572.15%-589.6pp | 418.13%-435.5pp |
| Employer contribution / active EE | $16,260 | $5,245+210.0% | $4,815+237.7% | $4,741+243.0% |
| Participant deferral / active EE | $14,948 | $7,800+91.7% | $7,447+100.7% | $6,400+133.6% |
| Admin fee / account holder | $20,453 | $11,566+76.8% | $10,005+104.4% | $11,427+79.0% |