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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,304 | $89,364+344.6% | $141,177+181.4% | $72,983+444.4% |
| Participation rate | 97.0% | 75.1%+21.8pp | 82.5%+14.5pp | 69.5%+27.5pp |
| Annual return | 21.36% | 111.86%-90.5pp | 71.40%-50.0pp | 81.01%-59.7pp |
| Employer contribution / active EE | $9,921 | $3,115+218.5% | $4,736+109.5% | $2,440+306.6% |
| Participant deferral / active EE | $10,334 | $5,419+90.7% | $6,710+54.0% | $3,608+186.5% |
| Admin fee / account holder | $76,323 | $5,959+1180.8% | $10,263+643.7% | $5,124+1389.5% |