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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,393 | $85,171-13.8% | $172,752-57.5% | $72,975+0.6% |
| Participation rate | 54.4% | 70.1%-15.6pp | 82.6%-28.2pp | 69.5%-15.1pp |
| Annual return | 23.32% | 27.32%-4.0pp | 802.97%-779.6pp | 81.01%-57.7pp |
| Employer contribution / active EE | $1,300 | $3,324-60.9% | $5,144-74.7% | $2,440-46.7% |
| Participant deferral / active EE | $2,798 | $3,260-14.2% | $5,198-46.2% | $3,608-22.5% |
| Admin fee / account holder | $4,373 | $5,880-25.6% | $13,955-68.7% | $5,124-14.6% |