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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,965 | $84,236-7.4% | $170,435-54.3% | $70,126+11.2% |
| Participation rate | 51.4% | 70.8%-19.4pp | 83.6%-32.2pp | 69.5%-18.2pp |
| Annual return | 19.93% | 23.06%-3.1pp | 205.94%-186.0pp | 73.15%-53.2pp |
| Employer contribution / active EE | $1,173 | $3,387-65.4% | $5,432-78.4% | $2,343-49.9% |
| Participant deferral / active EE | $2,613 | $3,086-15.3% | $4,939-47.1% | $3,332-21.6% |
| Admin fee / account holder | $584 | $5,698-89.7% | $13,881-95.8% | $4,645-87.4% |