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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,424 | $77,638-27.3% | $156,551-64.0% | $62,881-10.3% |
| Participation rate | 47.1% | 71.2%-24.1pp | 84.0%-36.9pp | 69.3%-22.2pp |
| Annual return | 9.00% | 50.33%-41.3pp | 32.23%-23.2pp | 20.14%-11.1pp |
| Employer contribution / active EE | $1,118 | $3,444-67.5% | $5,501-79.7% | $2,281-51.0% |
| Participant deferral / active EE | $2,630 | $3,046-13.7% | $4,871-46.0% | $3,203-17.9% |
| Admin fee / account holder | $1,030 | $5,561-81.5% | $13,028-92.1% | $4,296-76.0% |