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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,247 | $176,077-39.7% | $159,455-33.4% | $167,518-36.6% |
| Participation rate | 76.5% | 84.9%-8.5pp | 82.8%-6.4pp | 82.1%-5.6pp |
| Annual return | 13.67% | 331.83%-318.2pp | 263.63%-250.0pp | 478.71%-465.0pp |
| Employer contribution / active EE | $2,074 | $5,298-60.9% | $4,830-57.1% | $4,838-57.1% |
| Participant deferral / active EE | $4,149 | $7,751-46.5% | $7,353-43.6% | $6,342-34.6% |
| Admin fee / account holder | $8,687 | $12,556-30.8% | $10,800-19.6% | $12,312-29.4% |