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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,756 | $127,387-61.7% | $115,038-57.6% | $125,389-61.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.76% | 31.28%-32.0pp | 26.14%-26.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $1,640 | $5,166-68.3% | $4,608-64.4% | $4,866-66.3% |
| Participant deferral / active EE | $2,265 | $6,423-64.7% | $6,026-62.4% | $5,352-57.7% |
| Admin fee / account holder | $1,706 | $9,516-82.1% | $8,175-79.1% | $9,541-82.1% |