See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $42,707 |
WEALTH NAVIGATION LLC4 years Service code 27 · EIN 72-1547273 | Advisory (Plan) | $16,531 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,398 | $69,823-57.9% | $77,163-61.9% | $74,419-60.5% |
| Participation rate | 33.2% | 70.0%-36.8pp | 69.6%-36.3pp | 70.7%-37.5pp |
| Annual return | 17.83% | 19.98%-2.1pp | 37.87%-20.0pp | 34.38%-16.5pp |
| Employer contribution / active EE | $829 | $2,150-61.4% | $2,535-67.3% | $2,637-68.6% |
| Participant deferral / active EE | $1,493 | $3,558-58.0% | $3,833-61.1% | $4,528-67.0% |
| Admin fee / account holder | $301 | $398-24.4% | $5,472-94.5% | $348-13.5% |