Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $34,574 |
WEALTH NAVIGATION LLC3 years Service code 27 · EIN 72-1547273 | Advisory (Plan) | $13,917 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Opinion is qualified - a specific issue limited the scope or accuracy of the audit.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,712 | $56,503-59.8% | $69,890-67.5% | $64,824-65.0% |
| Participation rate | 32.6% | 70.5%-37.8pp | 70.5%-37.9pp | 71.5%-38.8pp |
| Annual return | -14.86% | -13.44%-1.4pp | 190.84%-205.7pp | 32.84%-47.7pp |
| Employer contribution / active EE | $712 | $2,046-65.2% | $2,560-72.2% | $2,507-71.6% |
| Participant deferral / active EE | $1,230 | $3,389-63.7% | $3,848-68.0% | $4,311-71.5% |
| Admin fee / account holder | $258 | $160+60.9% | $6,267-95.9% | $188+37.4% |