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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $24,833 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 | Advisory (Plan) | $18,263 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,509 | $34,634-11.9% | $77,096-60.4% | $64,819-52.9% |
| Participation rate | 14.9% | 49.8%-34.9pp | 67.9%-53.0pp | 71.5%-56.6pp |
| Annual return | -14.27% | -5.31%-9.0pp | 42.35%-56.6pp | 32.84%-47.1pp |
| Employer contribution / active EE | $328 | $1,385-76.3% | $2,814-88.4% | $2,507-86.9% |
| Participant deferral / active EE | $606 | $2,553-76.2% | $4,429-86.3% | $4,311-85.9% |
| Admin fee / account holder | $276 | $178+54.9% | $5,428-94.9% | $188+47.1% |